Amy has been researching and writing about smarter ways to save and spend money since 2013. She is always on the lookout for practical tips and information she can share to help people get organized, save money and reach their financial goals.
the pros and cons of credit cards

The Pros and Cons of Credit Cards

When managed responsibly, credit cards are a useful financial tool. But problems can arise when consumers come to rely on credit cards to pay for everyday purchases, or to fund a lifestyle they can’t truly afford. To avoid unmanageable debt, some consumers choose to skip using credit cards at all, while others keep one card strictly for emergenci...


these tips will increase your earning power

5 Smart Ways to Increase Your Earning Power

Whether you’re getting ready to ask for a raise or embarking on a job search, you want to make sure you’re getting paid what you’re worth. While a number of factors go into determining your earning power, there are several things you can do to boost it. Let’s take a look at these easy ways to increase your earning power.    Find a Mento...


easy ways to save money on Halloween costumes

5 Ways to Save on Halloween Costumes

With Halloween just weeks away, it’s time to get serious about this year’s costumes. Whether you’re the one getting dressed up or you have to outfit your kids, buying costumes can be really expensive — nearly $40 per costume on average. That’s a good chunk of change, especially since most costumes will only be worn once. Fortunately, ther...


spenders and savers

5 Ways Spenders and Savers Can Find Common Ground

If you believe the old axiom “opposites attract,” you won’t be surprised if you find yourself in a relationship with someone who’s different from you. But when money habits are one of those differences, your partner’s quirks can quickly go from charming to alarming. It is definitely challenging for spenders and savers to navigate being in...


tips for managing friendship and finances

Tips for Managing Friendship and Finances

Misunderstandings about money have caused the downfall of many friendships. Because we all have different backgrounds and experiences, we all approach money and financial issues in our own unique ways. Fortunately, there are some tried-and-true tips to help you manage the sometimes awkward intersection of friendship and finances. Let’s see what t...


woman discovering surprising personal finance beliefs

5 Surprising Personal Finance Beliefs

With all the world’s information at our fingertips, you’d think consumers would have a good grasp of basic financial information. Surprisingly, many people still don’t understand some of the fundamental concepts of personal finance. Or they continue to believe old, outdated or just plain incorrect information. Let’s take a look at some pers...


mom and daughter watching a video on a smartphone

Tips to Manage Your Digital Wants and Needs

Technology has changed the way we listen to music, watch movies and TV, go shopping and keep ourselves informed, occupied and entertained from the moment we wake up in the morning until we go to sleep at night. With that shift in lifestyle, you’ve probably also noticed some changes in your spending habits. It’s all too easy to spend much more t...