Amy has been researching and writing about smarter ways to save and spend money since 2013. She is always on the lookout for practical tips and information she can share to help people get organized, save money and reach their financial goals.
insurance company employee handing over an insurance settlement check

5 Smart Ways to Use an Insurance Settlement

Receiving an insurance settlement can be considered a mixed blessing. On the one hand, it’s always nice to receive a lump sum of money you weren’t expecting. On the other, you’re receiving the settlement as a result of less-than-ideal circumstances. But the good thing is, you made it through and now have unexpected funds available to help you...


learn the signs of child identity theft

Learn the Warning Signs of Child Identity Theft

It’s challenging enough to stay vigilant about protecting your own identity. But if you have children, you need to actively protect their identity, too. In fact, a Carnegie Mellon University study says children are actually 51 times more likely than adults to have their identity stolen. And when it happens, it can take years to become aware of ch...


young woman doing some mystery shopping in a clothing store

The Truth About Mystery Shopping

If you’ve ever considered becoming a secret shopper to make extra money, you probably have a lot of questions. How much do mystery shoppers make? Are secret shopping jobs legitimate? Are there scams related to mystery shopping? Keep reading, because we’re about to answer those questions and more.       What is Mystery Shopping, Exactly? ...


Stethoscope resting on a background of American currency

Healthcare Professionals Can Apply for New Student Loan Repayment Program Until Feb. 21

An average of 130 Americans die every day from an opioid overdose. The NHSC Substance Use Disorder Workforce Loan Repayment Program alleviates student loan debt for healthcare professionals — physicians, nurses, counselors and others — who are doing important work preventing and treating opioid addiction across the country.    What is the pr...


what happens during the credit repair process

What Happens During the Credit Repair Process

If a low credit score or mistakes with credit in the past are keeping you from obtaining new credit, you may be considering credit repair. Offered by for-profit companies, credit repair is a process that claims to “clean up” a consumer’s credit report by removing any incorrect negative items. Once these negative items are removed, most consum...


10 Financial Milestones for Kids of All Ages

10 Financial Milestones for Kids of All Ages

When it comes to teaching kids about money, it can be hard to know where to start. Knowing the right time to introduce key concepts can help them retain the information and form the building blocks of understanding personal finances. Here’s a breakdown of key financial milestones for kids and when to start talking about them — from pre-school t...