Amy has been researching and writing about smarter ways to save and spend money since 2013. She is always on the lookout for practical tips and information she can share to help people get organized, save money and reach their financial goals.
Young man celebrating his success to stay out of debt

How to Stay Out of Debt Once You Pay it Off

No matter how long you’ve been working at it, finally getting out of credit card debt is one of the best feelings. It’s a huge achievement and something to be proud of. But what happens now? When you finally achieve this goal that once seemed impossible, it can be challenging to know what to do next, or how to maintain that success. Following t...


drinks on the beach at an all-inclusive resort

The Pros and Cons of All-Inclusive Resorts

We’ve all seen the commercials. A gorgeous couple frolicking on a white sand beach by day, followed by an elegant candlelight meal at night, along with quick shots of them parasailing, playing beach volleyball and happily shopping for local trinkets. That’s right. It’s an ad for an all-inclusive resort. They promise a complete vacation experi...


buying used golf equipment is a way to save money on a new hobby

5 Ways to Save Money on a New Hobby

Studies show that participating in hobbies can significantly reduce stress and boost self-esteem. Even spending just a few hours a week doing something you enjoy outside of work, school and family obligations can help you de-stress. However, most hobbies create an added expense that many people on a budget feel like they can’t afford. Fortunately...


Save Money with a No-Spend Weekend

It’s easy to go off the rails and off your budget on the weekends. From impromptu socializing to late-night online shopping, it seems there are reasons to spend money that don’t come up during the week. When you need to rein in your spending and get your budget back on track, a no-spend weekend is the perfect way to reset. But if the idea of a ...


How to Avoid Subscription Overload

It starts out innocently enough. You sign up for a monthly delivery of razor blades or skin care samples or any one of the hundreds of subscription services currently available. It’s convenient, relatively inexpensive, and it’s fun to receive something in the mail you actually want to get. So you try another subscription, and another, and befor...


a couple enjoying retirement by playing with their dog outside

6 Simple Ways To Reduce Expenses During Retirement

When it comes to Americans and retirement savings, the statistics are sobering. Nearly 70-percent of Americans think they will outlive their retirement savings, while just over 20-percent have no money all set aside for retirement. But no matter how much you have saved for retirement, it makes sense to cut down on living costs once you stop working...