Amy has been researching and writing about smarter ways to save and spend money since 2013. She is always on the lookout for practical tips and information she can share to help people get organized, save money and reach their financial goals.
Tool belt and hammer to be used for home improvements

How to Save Money on Home Improvements

During the Great Recession, most homeowners tightened their belts and performed the bare minimum tasks necessary for home maintenance. Elective remodeling and home improvement projects were placed on the back burner. Homeowners were primarily concerned with paying their mortgages and simply staying in their homes. Now that the economy is more st...


Two college roommates carrying belongings into the dorm

What Your Kid Doesn’t Need for College

Sending your kid off to college is exciting, nerve-wracking and above all – expensive! On top of tuition and housing costs, your newly minted college student is going to need all the essentials to create a home away from home. The costs can add up fast. But the good news is there are several pricier items that might seem like necessities, but rea...


cut coupons held together with a shiny sliver money clip

Are You Committing Coupon Fraud?

The popularity of the television show ‘Extreme Couponing’ has created an unprecedented level of interest in using coupons to save money. Those highlighted on the show use extreme measures to save tremendous amounts of money and often stockpile canned and boxed food, health and beauty products, and household items.               ...


Monthly budget worksheet with a sharpened pencil

What is Nonprofit Credit Counseling?

Have you ever looked at your credit card statements and been shocked by how long it would take to pay them off? Or gone grocery shopping and spent far more than you planned? Or wondered if that gym membership is really worth the monthly fee? Nonprofit credit counseling can help you address these issues, along with a host of others related to ho...


5 Ways Spring Cleaning Helps You Save

With the last days of winter upon us (at least according to the calendar), it’s time to start thinking about spring cleaning. The immediate benefits of cleaning and freshening your home after a long winter spent indoors are obvious. What you might not realize about this annual ritual is that it can help you save money in the coming warm weather m...


Start Small to Save Big — Easy Savings Solutions

When looking for ways to save money, we often focus on the big things and completely overlook the small expenses that add up over time to eat away at potential savings. For example, paying a dollar and change for a bottle of water might seem insignificant. But doing it every day for a year can really make a dent in your savings plan. The key is to ...