Amy has been researching and writing about smarter ways to save and spend money since 2013. She is always on the lookout for practical tips and information she can share to help people get organized, save money and reach their financial goals.
woman reviewing paperwork for online installment loan

Online Installment Loans: What You Need to Know

As consumers become increasingly aware of the dangers of high-interest payday loans and car title loans, a new type of loan is quickly gaining popularity. Sub-prime borrowers are now flocking to online installment loans. At first glance, they may seem like a more manageable option, since the loans are designed to be paid back over time, rather than...


woman signing a rental car agreement

6 Ways to Save Money on a Rental Car

Renting a car is a travel detail that often gets overlooked until the last minute, which can leave you paying far more than necessary. Fortunately, with just a little research and planning, you can save money on a rental car and get around town in style and comfort. Let’s take a look at some of the best ways to save money on a rental car:    ...


tips for a profitable garage sale

7 Tips for a Profitable Garage Sale

There are now more ways than ever to get cash for your unwanted stuff. You can take things to consignment stores, sell on eBay or Craigslist or use any number of direct selling apps on your phone. But when you want to sell a lot of diverse items quickly, you still can’t beat a good old-fashioned garage or yard sale. And if you’re going to go th...


the pros and cons of credit cards

The Pros and Cons of Credit Cards

When managed responsibly, credit cards are a useful financial tool. But problems can arise when consumers come to rely on credit cards to pay for everyday purchases, or to fund a lifestyle they can’t truly afford. To avoid unmanageable debt, some consumers choose to skip using credit cards at all, while others keep one card strictly for emergenci...