Virtually all Americans and people around the world are being affected by the global coronavirus disease (COVID-19). For many, it means incomes have been drastically reduced or even eliminated with no warning. Federal relief is on the way, but it will take some time for everyone to receive funds. Fortunately, many creditors are taking steps to assi...
When it comes to credit cards, making your payments on time every month is one of the most important things you can do to maintain good credit. But if you’re only making the minimum payment every month, you’re setting yourself up for years of payments. And it could potentially damage your credit in the long run — even if you always pay on tim...
Living and working outside the United States is an exciting way to see the world and experience other cultures. For United States citizens in the process of paying back federal student loans, it can pose some challenges, and present some opportunities. Let’s take a look at some of the details of repaying student loans while living abroad.  Fi...
For some consumers, declaring bankruptcy can provide relief from seemingly insurmountable debt. But the decision to declare bankruptcy should not be taken lightly. It is a legal process with specific rules and requirements. And in some cases it creates more financial challenges than it solves. Of course, if you are considering bankruptcy as an opti...
You probably already know that cooking your meals at home is one of the best ways to save money. But did you know you could save even more by growing some of your own produce? Planting and maintaining a garden is a great way to stretch your food budget. Plus, tending a garden is relaxing and you’ll love the feeling of accomplishment that comes fr...
Many consumers plan to receive a tax refund every year. They use it for a variety of things, including paying down high-interest debt. So it’s no surprise that most would rather not wait too long to receive those funds. That’s were tax refund advance loans come in. These loans allow tax filers almost immediate access to their anticipated refund...
Whether or not you get the day off, the Presidents Day weekend is always full of money-saving offers on a wide range of consumer goods. It’s a great time to shop and save money on both small and big-ticket items. But remember, nothing is a good deal unless it’s something you really need and were going to purchase anyway. With that in mind, letâ...
We love a good side hustle for making some extra cash. But did you know there might be extra money to add back into your budget hiding in plain sight? It might not be common knowledge, but many routine bills are up for negotiation. In many cases, all it takes is a few minutes of research and a phone call to cut your monthly bills or achieve a lower...
If you pay your credit card bills every month without fully reviewing your statements, you could be missing signs of credit card fraud. Sometimes it’s a standalone crime, but many times it can be one of the early signs of identity theft. Either way, it’s important to spot it quickly and take action to remedy the situation. Here’s what to do i...
Whether you’re planning a quick getaway or the trip of a lifetime, establishing (and sticking to) a vacation budget allows you to travel while still making progress toward other financial goals. As with any large purchase, a vacation will be more enjoyable if you don’t have to go into debt to pay for it. Let’s take a look at how to plan a vac...
