Amy has been researching and writing about smarter ways to save and spend money since 2013. She is always on the lookout for practical tips and information she can share to help people get organized, save money and reach their financial goals.

Creditors Offer Assistance for COVID-19 Circumstances

Virtually all Americans and people around the world are being affected by the global coronavirus disease (COVID-19). For many, it means incomes have been drastically reduced or even eliminated with no warning. Federal relief is on the way, but it will take some time for everyone to receive funds. Fortunately, many creditors are taking steps to assi...


stretch your food budget with a garden

Stretch Your Food Budget by Planting a Garden

You probably already know that cooking your meals at home is one of the best ways to save money. But did you know you could save even more by growing some of your own produce? Planting and maintaining a garden is a great way to stretch your food budget. Plus, tending a garden is relaxing and you’ll love the feeling of accomplishment that comes fr...


learn about a tax refund advance

Tax Refund Advance: What You Need to Know

Many consumers plan to receive a tax refund every year. They use it for a variety of things, including paying down high-interest debt. So it’s no surprise that most would rather not wait too long to receive those funds. That’s were tax refund advance loans come in. These loans allow tax filers almost immediate access to their anticipated refund...


The Best Things to Buy from Presidents Day Sales

Whether or not you get the day off, the Presidents Day weekend is always full of money-saving offers on a wide range of consumer goods. It’s a great time to shop and save money on both small and big-ticket items. But remember, nothing is a good deal unless it’s something you really need and were going to purchase anyway. With that in mind, let...


woman on the phone to negotiate lower bills

6 Bills You Didn’t Know You Could Negotiate

We love a good side hustle for making some extra cash. But did you know there might be extra money to add back into your budget hiding in plain sight? It might not be common knowledge, but many routine bills are up for negotiation. In many cases, all it takes is a few minutes of research and a phone call to cut your monthly bills or achieve a lower...


consumer discovering she's been the victim of credit card fraud

6 Steps for Handling Credit Card Fraud

If you pay your credit card bills every month without fully reviewing your statements, you could be missing signs of credit card fraud. Sometimes it’s a standalone crime, but many times it can be one of the early signs of identity theft. Either way, it’s important to spot it quickly and take action to remedy the situation. Here’s what to do i...


5 tips for planning a vacation budget

5 Tips for Planning a Vacation Budget

Whether you’re planning a quick getaway or the trip of a lifetime, establishing (and sticking to) a vacation budget allows you to travel while still making progress toward other financial goals. As with any large purchase, a vacation will be more enjoyable if you don’t have to go into debt to pay for it. Let’s take a look at how to plan a vac...