New year, new budget. If you haven’t adjusted your budget for 2020 yet, now is the perfect time. Chances are, there are several budget categories that can use a refresh. And cutting out or reducing certain expenses will free up funds so you can do more of what you want this year. Let’s take a look at some of the expenses to cut (or at least cut...
As 2019 comes to a close, we thought it would be interesting to see which blog posts you clicked and shared the most. It is always our goal to bring you financial information and education you can use to help you save money and reach your financial goals. Let’s take a look at the top blog posts for the last year: Helping Veterans W...
As we approach the New Year, it’s time to start thinking about ways to streamline and make life easier. Reducing the financial clutter in your life will go a long way toward doing both. Just what is financial clutter? In addition to obvious things like paper statements, it’s also things you might not think of, such as multiple 401(k) accounts f...
If you feel like you end up throwing away more food than you eat, you’re not alone. Worldwide, more than one-third of all food produced ends up spoiled or thrown away. As Americans, we throw away as much as 40% of the food we buy. This ultimately ends up in landfills, producing methane emissions, which contribute to climate change — yikes! So n...
Often dismissed as being glued to their phones or mesmerized by their gaming consoles, members of Generation Z — those born after 1997 — have money on their minds. In fact, 72% of them report feeling stressed about money, according to the 2019 Future of Money Study. Personal finances can seem overwhelming to this generation, but they don’t...
Credit repair is one of many financial services designed to help consumers improve their credit. The process involves hiring a company to dispute negative or incorrect entries on your credit report. It sounds simple, but it’s not always a straightforward process. Before choosing credit repair, there are some important details you should understan...
One of the most enjoyable aspects of the holiday season is having friends and family come to stay for a visit. But having those extra people in the house can often lead to a blown budget and post-holiday debt. Fortunately, there are several ways you can be sure your houseguests will have an enjoyable stay while keeping your finances under control. ...
For student loan borrowers, getting started with student loan repayment can be a daunting task. It is even more challenging if they haven’t been keeping up with their loan details throughout the borrowing process. Gathering some basic information and understanding a few key facts will make the process easier. These are the questions and informati...
As consumers become increasingly aware of the dangers of high-interest payday loans and car title loans, a new type of loan is quickly gaining popularity. Sub-prime borrowers are now flocking to online installment loans. At first glance, they may seem like a more manageable option, since the loans are designed to be paid back over time, rather than...
Renting a car is a travel detail that often gets overlooked until the last minute, which can leave you paying far more than necessary. Fortunately, with just a little research and planning, you can save money on a rental car and get around town in style and comfort. Let’s take a look at some of the best ways to save money on a rental car: ...