Amy has been researching and writing about smarter ways to save and spend money since 2013. She is always on the lookout for practical tips and information she can share to help people get organized, save money and reach their financial goals.
young couple working with the real estate agent on their home buying team

Who’s Who On Your Homebuying Team

Unlike most purchases, buying a home requires a whole team of people to ensure the transaction goes smoothly. As a first-time homebuyer all those people may seem overwhelming, and you might wonder if it’s even necessary to have everyone involved. Let’s take a look at who’s who on your homebuying team and how they can help you.     Housing...


woman wondering how to rebuild finances after bankruptcy

How to Rebuild Your Finances After Bankruptcy

Although declaring bankruptcy can provide relief from the worries of unmanageable debt, many consumers are left wondering when and if they will be able to secure new credit at reasonable rates. Your credit report will reflect the consequences of bankruptcy for 7-10 years. But that doesn’t mean it will take that long to rebuild your credit. Fortun...


tips for renting an apartment with bad credit

6 Tips to Rent an Apartment with Bad Credit

Your credit score is about more than obtaining credit at reasonable rates. It can also affect your ability to do other things such as get a job and rent a place to live. Having bad credit makes it more challenging — but not impossible — to rent an apartment. Let’s review some tips on how to rent an apartment with bad credit.     Face the ...


woman deciding whether to lend money to a friend

5 Questions to Ask Before You Lend Money to a Friend

Most of us don’t think twice about buying a coffee or picking up the lunch tab for a friend who’s low on cash. But what about when a friend asks you for a more significant loan? Before you answer yes or no, ask yourself these questions. They can help you decide if you should lend money to a friend. Why Do They Need It?     While you wouldn...


Baby wipes are a money-saving multitasking product

Save Money with These Multitasking Products

If spending much more time at home over the past year has given you the urge to declutter your space in a big way, you’re not alone. The movement to streamline and simplify is more than trendy. It can actually make you feel happier in your home and help you save money. Let’s take a look at these multitasking products that can help you on your q...


young siblings using financial apps for kids on a smartphone

5 Fun and Educational Financial Apps for Kids

When it comes to teaching kids about money and financial topics, there are more resources available than ever before, including apps. Chances are your kids spend plenty of downtime looking at their screens, so why not make that time productive with apps and games that teach them about money management, banking basics, investments, and more? Let’s...