Money Management

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Everything You Need to Know About Budgeting

One of the most important things you can do to help you reach your financial goals is establishing and following a budget. Though it may seem overwhelming at first, breaking down the process into manageable steps can help you succeed. GETTING STARTED First, you need to know how much money is coming in, how much is going ou...


How to Budget with Inconsistent Income

Most advice on budgeting makes the assumption that you’re working with a set amount of  income each month. But what if you’re not? People who are self-employed, freelancers, artists, or whose income relies heavily on tips and commission are all subject to inconsistent income that fluctuates from month-to-month.      I...


Planning for Fixed, Variable and Periodic Expenses

One of the most important parts of planning and sticking to your budget is understanding the differences between fixed, variable and periodic expenses. Knowing what types of expenses you have and how to plan for them can help you manage your money more effectively and get off the paycheck-to-paycheck merry-go-round.    Fixed ...


How to Negotiate a Raise

We could all use more in our paychecks every two weeks, but negotiating for a raise can be an intimidating process. Asking for a raise can leave the impression that you're dissatisfied with your current position or unwilling to continue working hard unless you see more money. But handled correctly, negotiating for a raise will ...


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