Money Management

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Everything You Need to Know About Budgeting

Posted in: Money Management, Q&A

One of the most important things you can do to help you reach your financial goals is establishing and following a budget. Though it may seem overwhelming at first, breaking down the process into manageable steps can help you succeed. GETTING STARTED First, you need to know how much money is coming in, how much is going ou...

How to Budget with Inconsistent Income

Posted in: Money Management, Q&A

Most advice on budgeting makes the assumption that you’re working with a set amount of  income each month. But what if you’re not? People who are self-employed, freelancers, artists, or whose income relies heavily on tips and commission are all subject to inconsistent income that fluctuates from month-to-month.      I...

Planning for Fixed, Variable and Periodic Expenses

Posted in: Money Management, Q&A

One of the most important parts of planning and sticking to your budget is understanding the differences between fixed, variable and periodic expenses. Knowing what types of expenses you have and how to plan for them can help you manage your money more effectively and get off the paycheck-to-paycheck merry-go-round.    Fixed ...

5 Benefits of Maintaining Good Credit

By now, you probably know that a high credit score is better than a low one, but do you know all the reasons that’s true? A good credit score and solid credit history can have a positive impact on many facets of your life. If you’re not there yet, don’t worry! You can improve your score over time. For reference, a “good...

How to Negotiate a Raise

Posted in: Money Management, Q&A

We could all use more in our paychecks every two weeks, but negotiating for a raise can be an intimidating process. Asking for a raise can leave the impression that you're dissatisfied with your current position or unwilling to continue working hard unless you see more money. But handled correctly, negotiating for a raise will ...

For Better or Worse: Should Couples Marry their Finances?

Posted in: Money Management, Q&A

In the not-too-distant past, couples didn’t think much about combining their finances. After marriage, they would open joint bank accounts, take out a mortgage together, and share all of the income and household expenses. But things have changed since the 1950s. Today, it’s more common for both partners to earn their own ...

Organizing Your Finances in Eight Easy Steps

Posted in: Money Management, Q&A

If you’re like most people, the prospect of organizing your finances is daunting – to say the least. When faced with stacks of account statements, credit card due dates and household bills, it may seem easier to shove it all in a file and close the cabinet drawer. But ignoring your finances and wishing the bills away is neve...

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