COVID-19 Update

Credit Cards & Loans

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Precautions for Co-signers

Lenders require a co-signer when a consumer doesn’t qualify for a loan, either due to a lack of credit history or poor credit history. A co-signer is an individual who meets the loan requirements and agrees to cover the loan payments if the borrower requesting the loan is unable to make them. The decision to co-sign a loan ...


Take an Interest in Your Interest

Would you spend $20 on a soda or $100 on a T-shirt? Probably not, especially if the cashier is only ringing up a few bucks. However, when using a credit card to make purchases, the price tag only represents a portion of the total purchase. You also need to factor interest into the equation – and in many cases – it can be qui...


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