When money is tight, a credit card cash advance can seem like an easy solution. But it comes at a cost. In many cases, a cash advance comes with a higher interest rate than that for credit card purcha...
When managed responsibly, credit cards are a useful financial tool. But problems can arise when consumers come to rely on credit cards to pay for everyday purchases, or to fund a lifestyle they can’...
Misunderstandings about money have caused the downfall of many friendships. Because we all have different backgrounds and experiences, we all approach money and financial issues in our own unique ways...
When it comes to establishing and maintaining a good credit history, one term you’ll hear frequently is credit utilization. But what exactly does that mean, and why is it important? Let’s take a l...
Establishing and maintaining a positive credit history is necessary to reach a number of important milestones, including buying a vehicle, purchasing a home and financing an education. Yet, many peopl...
Struggling with credit card debt is frustrating enough. But when you add in a stressful life event such as job loss, serious illness or a natural disaster, trying to pay those bills every month can be...
If it seems it’s getting harder to protect your personal and financial information, you’re not wrong. As more of our financial activities migrate online, hackers and thieves are working overtime t...
Credit reports and scores have an impact on many aspects of consumers’ financial lives, so it’s no surprise that there is a lot of misinformation surrounding them. Misunderstanding credit reports ...
With the option of traditional banks, online-only banks and credit unions, consumers have more choices than ever when it comes to where to conduct their financial business. Many factors go into choosi...
If a low credit score or mistakes with credit in the past are keeping you from obtaining new credit, you may be considering credit repair. Offered by for-profit companies, credit repair is a process t...