After several extensions, COVID-19 relief for federal student loans is scheduled to end on September 30, 2021. What does that mean for borrowers? If your loans were current when the special forbearanc...
Many potential first-time homebuyers struggle for years to save enough for a down payment. What they don’t realize is that there are many down payment assistance programs available that can make it ...
All new credit cards come with a credit limit, which is the amount you can charge up to on that card. Depending on the type of credit card and your credit history, the credit limit may be anything fro...
When you’re running short on cash, it might not seem like a big deal to miss a credit card payment or two. You’ll make plans to catch up the following month, only to find that money is still tight...
Using credit responsibly includes understanding credit limits and how they can affect your finances. Let’s take a look into some common questions surrounding credit limits and what they mean for con...
People are living longer than ever before. Thirty years ago, the average life expectancy in the U.S. was 74.5 years. Today, that number is inching toward 80 years due to advances in medical care,awar...
Buying a home has long been considered a key part of the American dream. It is also the largest investment most people will ever make, so it’s important to make informed decisions throughout the pro...
Remember layaway? It was a service many retailers offered that allowed customers to buy now and pay later without using credit cards. A customer would select their items, place them on layaway, make a...
When most people hear “student loans,” they’re thinking of federal student loans that are issued by the Department of Education and managed by a variety of loan servicers. But in addition to the...
Of the many things that can affect a consumer’s credit report and score, having one or more accounts showing as “charged off“ is among the most harmful. Consumers with charge offs on their credi...
COVID-19 Update