If a low credit score or mistakes with credit in the past are keeping you from obtaining new credit, you may be considering credit repair. Offered by for-profit companies, credit repair is a process t...
Dealing with high levels of credit card debt can be stressful and overwhelming. Simply making minimum payments on multiple accounts every month means paying off that debt for years to come. Fortunatel...
When it comes to strategies for improving your credit, you’ll hear many terms used interchangeably and often, incorrectly. One of these misunderstood terms is ‘credit repair.’ Let’s take a loo...
Allowing student loans to go into default can have serious financial consequences that can affect your credit for years to come. Here's what you need to know: Direct Federal Student Loans are i...
Having student loans go into default can be confusing and overwhelming. And the financial consequences can be serious if the loan holder doesn’t take action to remedy the situation. Direct Federa...
Carrying credit card debt can leave you feeling like you don’t have many choices. But the fact is, you don’t have to be stuck making minimum payments on multiple cards. There are alternatives that...
Transitioning from life as a renter to a first-time homeowner is a big, exciting step. Many things in your life will change, including how you save and spend money. When you rent your living space, yo...
When it comes to dealing with debt, there are many terms that may be unfamiliar or unclear. Debt consolidation is one of them. What is debt consolidation, exactly? And most importantly, can it help so...
According to reports released Sept. 7, hackers stole personal data, including Social Security numbers, addresses, birth dates, drivers’ license numbers, credit card numbers and credit dispute documents for 143 million consumers from credit reporting agency Equifax. The breach, which occurred sometime between May and July, h...
When it comes to your credit, it’s hard to know if all the information you see and hear is true. For example, does applying for a credit card really lower your score? What about getting pre-approved...