People are living longer than ever before. Thirty years ago, the average life expectancy in the U.S. was 74.5 years. Today, that number is inching toward 80 years due to advances in medical care,awar...
Buying a home has long been considered a key part of the American dream. It is also the largest investment most people will ever make, so it’s important to make informed decisions throughout the pro...
Remember layaway? It was a service many retailers offered that allowed customers to buy now and pay later without using credit cards. A customer would select their items, place them on layaway, make a...
When most people hear “student loans,” they’re thinking of federal student loans that are issued by the Department of Education and managed by a variety of loan servicers. But in addition to the...
Of the many things that can affect a consumer’s credit report and score, having one or more accounts showing as “charged off“ is among the most harmful. Consumers with charge offs on their credi...
The CARES Act makes it possible for consumers to take up to $100,000 from their 401(k) or 403(b) retirement plans with no penalty. And, although it is taxable, they can pay the taxes over three years....
Have you ever tried to use a credit card, only to discover it’s been closed without your knowledge? Or checked your credit report to find your score had dropped because the creditor closed your long...
The COVID-19 pandemic is having an ongoing effect on American’s lives in many ways. One of the most universal is its impact on people’s finances. Record numbers of laid-off or furloughed workers a...
Living and working outside the United States is an exciting way to see the world and experience other cultures. For United States citizens in the process of paying back federal student loans, it can p...
Credit repair is one of many financial services designed to help consumers improve their credit. The process involves hiring a company to dispute negative or incorrect entries on your credit report. I...
COVID-19 Update