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The Most Important Financial Lessons of 2020

As we bid farewell to 2020 (not a moment too soon), one thing is sure: it was a year filled with learning experiences. And many of those lessons were financial in nature. Let’s take a look at the biggest financial lessons of 2020, and how we can use what we’ve learned in 2021 and beyond. […]

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What Happens with a Credit Card Delinquency?

When you’re running short on cash, it might not seem like a big deal to miss a credit card payment or two. You’ll make plans to catch up the following month, only to find that money is still tight. By the time the late payment hits the 30-day mark, the delinquency can start to affect […]

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How to Know When It’s Time to Break Up with Your Bank

Unless something goes wrong, most of us don’t spend much time thinking about our bank. But even when everything is going smoothly, it’s good to periodically evaluate your bank and the services you use there to make sure it’s helping you reach your financial goals. If not, it’s probably time to break up with your […]

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Busting 5 Common Credit Card Myths

70% of Americans have at least one credit card, and 34% carry three cards or more. As widespread as credit cards are, so are some persistent myths that surround them. Let’s separate fact from fiction when it comes to these credit card myths.     MYTH: Paying Even One Day Late Hurts Your Credit Score  […]

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Everything You Need to Know About Credit Limits

Using credit responsibly includes understanding credit limits and how they can affect your finances. Let’s take a look into some common questions surrounding credit limits and what they mean for consumers. What is a Credit Limit? When a consumer opens a new credit card, that card includes a credit limit, which is the amount of […]

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