What You Need to Know About Private Student Loans
When most people hear “student loans,” they’re thinking of federal student loans that are issued by the Department of Education and managed by a variety of loan servicers. But in addition to these widely known federal student loans, there are also private student loans. These are loans issued by banks or other financial institutions directly […]Read More
5 Tips for Job Hunting During the Pandemic
Searching for a new job is always a challenge. The ongoing pandemic has added new layers of difficulty and uncertainty to the process. But that doesn’t mean it’s impossible to find a new job right now, you just have to go about looking for it a little differently. Let’s take a look at helpful tips […]Read More
Back-to-School Expenses in the Age of COVID-19
As federal, state and local authorities continue to debate how best to get kids back to school safely this year, one thing is certain: it’s going to look and feel different than it ever has before. The annual rituals of shopping for backpacks, school supplies and first-day-of-school outfits is going to be replaced by a […]Read More
What is a Charge-Off & How Does it Affect Credit?
Of the many things that can affect a consumer’s credit report and score, having one or more accounts showing as “charged off“ is among the most harmful. Consumers with charge offs on their credit report will have difficulty obtaining any new credit. And what credit they are able to acquire will come with exorbitant interest […]Read More
7 Ways to Save on Everyday Essentials When Shopping Online
Online shopping certainly isn’t new, but the ongoing coronavirus pandemic has made shopping online for everyday essentials such as food, household cleaners and paper products a must for many shoppers. And while it’s convenient, it can also be a more expensive way to make these everyday purchases. Fortunately, there are ways you can save money […]Read More
Is DIY Credit Repair a Good Idea?
There is no shortage of products and services devoted to helping consumers improve their credit. Among them is credit repair, a for-profit service that promises consumers an opportunity to dramatically improve their credit as a way to attain additional lending, such as a home mortgage, personal loan, or vehicle loan. What credit repair companies don’t […]Read More