How to Budget with Inconsistent Income
How to Budget with Inconsistent Income
Most advice on budgeting makes the assumption that you’re working with a set amount of income each month. But what if you’re not? People who are self-employed, freelancers, artists, or whose income relies heavily on tips and commission are all subject to inconsistent income that fluctuates from month-to-month. If you fall into any […]
Read MoreThe Cure for your Holiday Debt Hangover
The celebrations have come and gone, the gifts have been opened, and now it’s time to think about how you’re going to pay off that holiday debt as quickly as possible. In a perfect world, you’d pay it all off on the next billing cycle to avoid accruing any interest. If that’s just not feasible, […]
Read MorePlanning for Fixed, Variable and Periodic Expenses
One of the most important parts of planning and sticking to your budget is understanding the differences between fixed, variable and periodic expenses. Knowing what types of expenses you have and how to plan for them can help you manage your money more effectively and get off the paycheck-to-paycheck merry-go-round. Fixed Expenses These are […]
Read MoreHow to Deal with Boomerang Kids
Mounting student loan and credit card debt, combined with a less than optimum job market for young adults, has created an increase in adult children returning home to live with their parents. Often referred to as “boomerang kids,” they are not always in a hurry to get out on their own and assume full financial […]
Read MoreHow to Avoid Financial Disputes with Roommates
Living with roommates isn’t just for college students anymore. There are plenty of reasons to split the costs of housing and living expenses at any age. But anytime two or more people are involved in a financial transaction, problems and misunderstandings can arise. Here are some ways you can avoid getting into financial conflicts with […]
Read More5 Things to Do if You Lose Your Job
Unexpected job loss is a huge blow. In addition to the immediate financial impact, it can also lead to feelings of depression and low self-esteem. But losing a job doesn’t mean losing everything. Once you get over the immediate shock, there are several things you can do to help bridge the gap financially while you […]
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