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What is credit counseling?

Credit counseling is a free service that helps people find solutions to their financial challenges. The process can be completed with a certified credit counselor over the phone or online.

At Take Charge America, we conduct a confidential, personal financial assessment in order to learn about your current financial situation and determine the best course of action. We will help you get your budget back on track, recommend solutions to improve your financial situation and offer educational resources to help you develop effective spending habits, budget to meet living expenses and manage personal debts.

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