Get Started Online!The TCA Difference

Our Certified Counselors

Take Charge America credit counselors are nationally certified and undergo a rigorous training program that includes up to 280 hours of college-accredited coursework in consumer financial management and communication. They receive their certification from the Association for Financial Counseling and Planning Education, a non-profit organization created to promote the education, training, and certifying of financial counselors and educators.

In addition to exhibiting a strong financial expertise, TCA credit counselors are ethical, compassionate and dedicated to their clients’ well-being.

  • BBB A+ Rating
  • Over 22 Years in Service
  • Winner of BBB Ethics Award
  • Named Top 25 Best Places to Work in Phoenix
  • Partnership with University of Arizona to advance financial education research

"I would just like to comment on the excellent customer service that I have received as I am getting enrolled in your program. Each time I call, the representatives are very professional. They also go above and beyond to answer my questions. Words cannot express my appreciation as I take control of my debt. After much research, I am glad I chose your program."
- Angela