Reverse Mortgage Counseling
Are you a homeowner at least 62 years old? Are you considering if a reverse mortgage is an appropriate solution for your financial needs?
For your protection, the federal government requires homeowners interested in a reverse mortgage to receive reverse mortgage counseling certification from an approved third-party organization like Take Charge America in order to obtain the loan. We can provide a reverse mortgage certificate of counseling and help you:
- Determine if a reverse mortgage loan is appropriate for your situation
- Review possible alternatives to reverse mortgages
- Recognize potential financial and tax implications
- Understand the terms of your individual loan
A reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), is a loan available to homeowners who are at least 62 years old. It enables them to convert part of their home equity into tax-free cash.
Housing Counselors are available weekdays, Monday through Thursday 7am – 6pm MST, and Friday 7am – 5pm MST.
Get Help Now. Call today.
Call (623) 266-6382 | (866) 987-2008
Or visit us in-person by appointment. Our office is located at 20620 N. 19th Ave., Phoenix, AZ 85027 Map It
Take Charge America is approved by the U.S. Department of Housing and Urban Development (HUD) to provide reverse mortgage counseling to homeowners who are 62 years and older.