Financial Health Guide

Please select a choice for each of the following questions.


1. Do you have a written budget?	Yes No
2. Do you balance your check book monthly?	Yes No
3. Do you own more than 5 credit cards?	Yes No
4. Do you make only the minimum payment on any card?	Yes No
5. Have you ever skipped a credit card payment?	Yes No
6. Have you bounced a check in the past 12 months?	Yes No
7. Do you have a savings account greater than one month’s pay?	Yes No
8. Do you contribute to a retirement plan?	Yes No
9. Is your credit card debt greater than one month’s salary?	Yes No
10. Have you taken out a debt consolidation loan in the past 2 years?	Yes No
11. Do you charge groceries?	Yes No
12. Have you borrowed money to pay taxes?	Yes No
13. Have you charged a purchase of $5 or less in the last 12 months?	Yes No
14. Do you use a software program to track your budget and expenses?	Yes No
15. Have you had a call or letter from a collection agency in the last 12 months?	Yes No
16. Have you borrowed from a friend or family member in the last 12 months?	Yes No
17. Have you sought professional help in financial management?	Yes No
18. Do you now have more assets than you did 12 months ago?	Yes No
19. Do you save for buying gifts?	Yes No
20. Do you have a savings program for any special activity such as vacation or education?	Yes No

Free Debt Review

What is the approximate total
of your unsecured/credit card debt?

How many credit cards/accounts
do you have?

What is the current status
of your credit cards/accounts?

Could you afford a
monthly payment of $0.00

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