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Resources & Knowledge for a Secure Financial Future
Take Charge America is dedicated to improving financial literacy among people from all backgrounds facing a variety of financial challenges. Bookmark this page to reference whenever you have a financial question, concern or opportunity.
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The Latest Financial Guidance
Start Planning Your Post-Pandemic Finances
Although the pandemic isn’t over, the percentage of vaccinated adults is increasing by the day, which brings us closer to the end of it than we have been up to now. The thought of getting back to normal is exciting, but what will that do for your budget? Let’s take a look at preparing for […]
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Down Payment Assistance Programs Help First-time Homebuyers
Many potential first-time homebuyers struggle for years to save enough for a down payment. What they don’t realize is that there are many down payment assistance programs available that can make it easier to get into a home sooner. Let’s take a look at down payment assistance programs. Who Can Receive Down Payment Assistance? These […]
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Teach Your Teens These Credit Card Lessons
Giving teens a well-rounded financial education includes helping them understand credit cards. From the pros and cons of credit card usage, to how they differ from debit cards, giving your teen an understanding of the potential risks and rewards of using credit cards can help them avoid costly mistakes in the future. Let’s take a […]
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Save Money with These Multitasking Products
If spending much more time at home over the past year has given you the urge to declutter your space in a big way, you’re not alone. The movement to streamline and simplify is more than trendy. It can actually make you feel happier in your home and help you save money. Let’s take a […]
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5 Smart Ways to Use the Latest Stimulus Payment
On Thursday, March 12, President Biden signed into law the American Rescue Plan to help Americans manage the financial implications and many other aspects of the ongoing COVID-19 pandemic. A major part of this legislation calls for Americans to receive a third round of stimulus funds directly from the government. Individuals earning up to $75,000 […]
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5 Fun and Educational Financial Apps for Kids
When it comes to teaching kids about money and financial topics, there are more resources available than ever before, including apps. Chances are your kids spend plenty of downtime looking at their screens, so why not make that time productive with apps and games that teach them about money management, banking basics, investments, and more? […]
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How to Bounce Back After Unemployment
Record numbers of Americans have faced unemployment over the past year. Not to mention how what we think of as “going to work” has changed drastically as working from home has become the norm for many. Fortunately, the availability of multiple vaccines and continuing mitigation measures appear to have us on the path to a […]
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How to Negotiate Bills During the Pandemic
As we inch toward normalcy more than a year into the pandemic, many Americans are still dealing with the economic impact it has created. Whether it’s unemployment, reduced income or dealing with the medical bills after suffering COVID, individuals and families are struggling to make ends meet. Negotiating bills during the pandemic is one way […]
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Should I Ask for a Credit Limit Increase?
All new credit cards come with a credit limit, which is the amount you can charge up to on that card. Depending on the type of credit card and your credit history, the credit limit may be anything from a few hundred to many thousands of dollars. After you’ve used the card for a while, […]
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Get Ready to File Your 2020 Taxes
Most of us are more than happy to put 2020 in the rearview mirror. But you’re going to have to revisit it at least one more time when you file your taxes for last year. Believe it or not, the filing deadline is just over two months away, so it’s time to start giving it […]
Read MoreAssessing Next Steps in Debt Relief
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