Take Charge America | The Budget Doctor

Services Overview

Credit Counseling
Education really is power when it comes to your finances. We can provide you with the tools, knowledge and customized budget to help you reach your goals.

Debt Management
Overwhelmed by debt? We have real solutions for real people with serious debt challenges. Support, compassion and education can be found here.

Housing Counseling
Homeownership comes with opportunities and challenges. Whether you’re just starting out or seeking guidance in the face of foreclosure, we offer support you need.

Bankruptcy Counseling
Bankruptcy is a legal process designed to help consumers and businesses eliminate or repay debts under the protection of the federal bankruptcy court.

Student Loan Counseling
Are you struggling to repay student loans? Our specially trained student loan counselors can help you identify the right solution for paying off your debt.

This Month's Budget Doctor Article

The Budget Doctor’s Advice on Financial Adjustments

Recently I took my car in for a tune up in preparation for a vacation trip. The tune up cost what I had budgeted for the vacation. It seemed that everything, from alignment to filters was in dire condition and I barely made it safely to the service station. How could things become so messed up in only a few months? Apparently everything from our teeth to our cars works on a six month schedule.

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Advice On You Personal Finances

Visit The Budget Doctor's Remedies page to find his prescriptions to get you back on track to financial wellness.

The Budget Doctor has given his advice on many of today's most important financial topics such as; getting out of debt, budgeting, credit card issues, money and relationships, saving for college and more.

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Reader Submitted Questions

How do I go about selecting the best credit card? View Answer

How can I budget month to month and have money left over? View Answer

Can not making payments on medical bills cause my credit to lower? View Answer

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This Month's Budget Doctor Article

The Budget Doctor’s Advice on Financial Adjustments

Advice On You Personal Finances

Reader Submitted Questions