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Fourth Grade Lesson Plans

Characteristics and Functions of Money 
Students share the book The Go-Around Dollar, by Barbara Johnston Adams, to learn about the features of money and how money is used. They complete worksheets on the characteristics and functions of money.

The Role of Money 
Students read a chapter from the book Double Fudge, by Judy Blume, to learn how money is produced and how people can get money. The complete a worksheet about earning money, play a game about the value of money, and design their own money.

Spending Money 
Students share one chapter from Henry and Beezus, by Beverly Cleary, to learn about exchange, market, price, and spending. They complete a worksheet on checking accounts and analyze the costs of using a credit card.

Savings and Earnings 
Students share several chapters from the book The Amazing Days of Abby Hayes: Have Wheels, Will Travel, by Anne Mazer, to learn about savings, earnings, and budgets. Students complete a worksheet on savings and earnings and create a budget.

Earning an Income 
Students share several chapters from the book Shoeshine Girl, by Clyde Robert Bulla, to learn about the role of money, labor, earning income, positive and negative incentives, and improving human capital and productivity. Students complete a worksheet on earning money, discuss possible careers, and complete an activity that shows the importance of learning and practicing new skills.

Borrowing and Lending 
Students share the book Ben and Me, by Robert Lawson, to learn about borrowing, lending, and interest. Students complete a worksheet about borrowing money, create a table that shows the advantages and disadvantages of borrowing money, and role-play borrowing and lending money.

What's the Price? 
Students share the book Pigs Go to Market: Fun with Math and Shopping, by Amy Axelrod, to learn about price and comparative shopping. Students complete a worksheet on price, analyze the unit price of several items, and compare prices at local grocery stores.

Using Credit and Spending Money Wisely 
Students share several chapters of the book Mr. Popper's Penguins, by Richard and Florence Atwater, to learn about earning money, cost, credit, and spending money wisely. Students complete a worksheet in which they determine how much it costs to care for a pet, complete and activity on credit, and play a saving and spending game.

Do You Really Need It? 
Students share several chapters of the book The Boxcar Children, by Gertrude Chandler Warner, to learn about needs and wants and earning money. Students complete a worksheet on needs and wants, create a spending plan based on needs and wants, and determine ways they can earn money.

Taxes 
Students share several chapters of the book Stone Fox, by John Reynolds Gardiner, to learn about earning money, saving, credit, and taxes. Students complete a worksheet on taxes and paying off debts, analyze a paycheck, calculate sales tax, and discuss the importance of saving.

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