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Credit Counselor Certification

All of TCA's counselors go through an extensive training program that prepares them to help consumers' live a healthy financial lifestyle.

The counselors at Take Charge America receive their certification through The Association for Financial Counseling and Planning Education (AFCPE). AFCPE is a non-profit professional organization created to promote the education and training of the professional in financial management.

Take Charge America's counselors receive certification as Accredited Credit Counselors from AFCPE. Certified individuals must meet education, experience, and ethical requirements.

Our counselors complete additional training in personal finance and counseling skills throughout their employment at Take Charge America to constantly update and improve their skills.

Each counselor must pass the certification exam with a 70% proficiency level. In addition, continuing education is required to maintain the certificate.

What is Credit Counseling?

Budget Doctor Questions

If you have any questions regarding
the new credit card regulations,
please contact The Budget Doctor®  for more information.