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What You Need to Know about Deposit Insurance in the U.S.

Posted in: Money Management

Exactly Who Insures What for Whom? Types of insurance plans in use today: 1. The U.S. Government accumulates a fund by making assessments against insured banks’ annual deposits. When a bank occasionally fails, and unless a healthy bank buys the failed bank and guarantees its deposits, the insured fund is drawn upon to pay ...


Small Life Changes that Make a Big Difference

Posted in: Money Management

You may be sitting on hundreds of extra dollars each month – without even knowing it. In today’s economy, that extra cash cushion could mean the difference between financial security and financial distress. Many people think the paycheck-to-paycheck lifestyle is their only option, yet it is possible to save more money on ...


How to Avoid a Foreclosure: Three Steps that Can Save Your Home

Posted in: Homeownership

The recession has challenged homeowners from all backgrounds and all parts of the nation. Many are struggling to meet their mortgage payments and the threat of foreclosure is looming. This situation can be scary and confusing, so it’s important to fully understand all of your options. Many lenders are willing to negotiate l...


Tips for Teaching Kids About Money

Posted in: Money Management

Financial savvy starts at a young age. The sooner your children master effective spending and saving habits, the better off they will be later in life. Here are six tips you can use to teach your kids about managing finances: Teach by Example – First and foremost, children learn by example. If you spend money carelessly...