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How to Spot Online Job Scams

When you’re looking for work, it can be tempting to respond to every offer or opportunity. Unfortunately, scam artists take advantage of this vulnerable time in people’s lives by stealing personal information through bogus job offers, fake website applications and fake job postings. To help you better interpret employment...


Financial Resolutions for the New Year

Posted in: Money Management

The New Year puts us in the mindset to reorganize, plan and set goals – an ideal time to get your finances in order. No matter your income level, we’ve provided three financial resolutions that will benefit you all year long: Create a Monthly Budget – A budget is a document that measures all of the money that comes ...


Take an Interest in Your Interest

Would you spend $20 on a soda or $100 on a T-shirt? Probably not, especially if the cashier is only ringing up a few bucks. However, when using a credit card to make purchases, the price tag only represents a portion of the total purchase. You also need to factor interest into the equation – and in many cases – it can be qui...


Internet Banking: Is it a Good Deal?

Posted in: Money Management

Banks and other depository institutions by the busload are going online with their services. Not long ago the federal banking agencies estimated that more than 3500 depository institutions have active web sites. Most of these sites are informational only. They tell you what services the bank offers, where its facilities are l...


Protect Yourself Against Identity Theft

The FTC estimates that as many as 9 million Americans have their identities stolen each year. This is often done to commit fraud, theft or other crimes. It can destroy a person’s credit and ruin their good name. It can also cost a lot of time and money to fix. Skilled identity thieves may use a variety of methods to get hol...


The High Stakes of High Cost Lending

Check-cashing and title loan companies continue to be a fast-growing area of the financial services industry. These lenders often appeal to individuals and families whose monthly budget comes up short and have low credit ratings, which leaves them few choices when it comes to borrowing cash to make ends meet. Payday Loans ...


Back to School, Back on Budget

Many parents are filled with mixed emotions as "back to school time" comes around each year. They’re excited for their kids to venture outside of the house and hit the books, yet they’re fearful of the costs associated with it. Books, backpacks, supplies, clothes, extracurricular activities, tuition… the list goes on and o...


To Rent or Buy or a Home? 4 Factors You Need to Consider

Posted in: Homeownership

To rent or to buy? It’s a question most consumers ponder at one time or another, yet the correct answer varies as much as individual life circumstances do. While your financial state is a major factor, it’s not the only factor you need to consider. Let’s take a look at the big picture: Financial Readiness Are you prepare...