Back to Top

Q&A

- OR -

Financial Tips for Older College Students

Whether you're going back to school to finish a degree you started earlier in your life, or you're planning to attend college for the first time as an adult, congratulations! You'll see your efforts pay off in the form of higher lifetime earnings. According to the U.S. Census Bureau, the expected lifetime earnings of an indiv...


Money-Saving Tips for College Students

Today’s college students must navigate a far different financial landscape than those who graduated just a few years ago. Tuition is higher, jobs are scarce and personal debt levels are rising. Yet despite these warning signs, many young adults don’t realize the impact of poor money management until they’re ready to enter ...


Did You Know? The Real Impact of Credit

A credit report is basically a compilation of your credit history. Your credit score is an estimate of your credit risk, which is based on your credit report. Lenders use this data to determine how likely you'll be to repay a loan or line of credit. The lower the credit score, the harder it will be to get approved for a loan or ...


What is a Reverse Mortgage?

Posted in: Homeownership

A reverse mortgage, otherwise known as a Home Equity Conversion Mortgage, (HECM) is a loan, using your home as collateral, and where payments on the loan are not required monthly or at all. Instead the loan becomes due and payable only after the last homeowner either dies, sells the home or stops living in the home for 12 consec...


How to Save on Your Summer Vacation

Posted in: Money Management

Are you gearing up for a summer vacation? Whether your goal is to beat the heat or dive right in, your summer getaway doesn’t have to burn up your budget. With some careful planning and research, you can have a memorable vacation, and still have cash left over. Here are seven tips to help you make it happen: Do Your Resear...


Housing Crisis Programs

Posted in: Homeownership

The home-mortgage crisis in the United States has spawned problems in the mortgage, real-estate and banking industries, and many consumers now face mortgage-payment increases in the coming months that could cause the number of foreclosures to climb even higher. Here are two valuable resources for consumers in need of help with t...


Getting Your Vehicle in Gear

Posted in: Money Management

Automobiles are intertwined with American culture. For teens, they’re a symbol of freedom and maturity. As we grow, they often become our primary modes of transportation for work, school, practice and pleasure. For most families, transportation represents their second largest expense category, behind housing. That’s why i...