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Financial Moves Before Marriage

Posted in: Money Management

Is marriage in your near future? Before you say "I do," you need to make sure you're financially prepared for this major milestone. We have outlined six financial steps you and your partner need to take before walking down the aisle. Open the Doors of Communication – Have you already had the big "money talk"? Financial dis...


Too Much House? Tips to Simplify and Save Cash

Homeownership is considered a cornerstone of the much-desired American dream. However, we each embark on a path toward fulfilling this dream at different rates, surrounded by different circumstances. If we get caught up in chasing a dream that’s not within our current means, then we run the risk of serious financial hardships ...


Financial Tips for Older College Students

Whether you're going back to school to finish a degree you started earlier in your life, or you're planning to attend college for the first time as an adult, congratulations! You'll see your efforts pay off in the form of higher lifetime earnings. According to the U.S. Census Bureau, the expected lifetime earnings of an indiv...


Money-Saving Tips for College Students

Today’s college students must navigate a far different financial landscape than those who graduated just a few years ago. Tuition is higher, jobs are scarce and personal debt levels are rising. Yet despite these warning signs, many young adults don’t realize the impact of poor money management until they’re ready to enter ...


Did You Know? The Real Impact of Credit

A credit report is basically a compilation of your credit history. Your credit score is an estimate of your credit risk, which is based on your credit report. Lenders use this data to determine how likely you'll be to repay a loan or line of credit. The lower the credit score, the harder it will be to get approved for a loan or ...


What is a Reverse Mortgage?

Posted in: Homeownership

A reverse mortgage, otherwise known as a Home Equity Conversion Mortgage, (HECM) is a loan, using your home as collateral, and where payments on the loan are not required monthly or at all. Instead the loan becomes due and payable only after the last homeowner either dies, sells the home or stops living in the home for 12 consec...