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Organizing Your Finances in Eight Easy Steps

Posted in: Money Management, Q&A

If you’re like most people, the prospect of organizing your finances is daunting – to say the least. When faced with stacks of account statements, credit card due dates and household bills, it may seem easier to shove it all in a file and close the cabinet drawer. But ignoring your finances and wishing the bills away is neve...


Protecting Seniors from Identity Theft

Posted in: Fraud Awareness, Q&A

Identify theft is an unfortunate reality of our times, and seniors can be especially vulnerable to this life-altering crime. If you’re a senior yourself or are helping care for an elderly friend or family member, there are a number of things you can do to protect personal information from falling into the hands of the wrong pe...


Reverse Mortgage 101: Debunking Common Myths

Posted in: Homeownership, Q&A

With so many scams targeted at the elderly, many people wonder whether reverse mortgages are a legitimate option for generating cash or simply another scheme that exploits seniors. Simply said, a reverse mortgage or Home Equity Conversion Mortgage (HECM) enables homeowners 62 years and older to convert part of their home equi...


Payday Loans or Cash Advance Stores

As the cost of everything continues to rise, many people are finding themselves running out funds before their next payday. Some are turning to payday loans or cash advance stores just to make ends meet. However, many people are not aware of the total cost of payday loans. Many payday borrowers don’t understand that a $15 or $...


How to Avoid Holiday Scams

Financial scams tend to pop up more around the holidays. Consumers are busy, buying lots of goods and more than willing to shell out extra cash for those in need. While generosity is the theme of the season, it’s vital consumers exhibit caution when making any purchase or donating to a charity. To help you stay alert and finan...


Signs of Housing Scams & Fraud

When the housing bubble burst in 2007, a slew of scam artists started targeting those who were most vulnerable – homeowners struggling to make their mortgage payments and facing foreclosure. It quickly became difficult to sort the real help from false hopes. Consumers around the country were scammed out of thousands of dollars...