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Do You Qualify for Public Service Loan Forgiveness?

If you’re like most recent college graduates, you’re probably making payments on student loan debt. While resources abound for borrowers who need help repaying their student loans, there’s a special program designed just for people who work in public interest careers. It’s a way to reward people working toward the common...


Beyond the Mortgage — Additional Costs of Homeownership

Posted in: Homeownership

In addition to a monthly mortgage payment, owning your own home involves a number of additional costs and expenses you need to plan for in your budget. Some of them will be recurring expenses, others you won't see coming – but you'll need to be prepared for them nonetheless. Recurring Expenses Utilities – If you're mov...


Tips for Borrowing Student Loans Wisely

College tuition is rising nationwide – and student loan debt is following at record rates. If you’re considering a student loan, ask yourself a few hard questions first. An eyes-wide-open approach, combined with a few smart choices and simple sacrifices, will help you keep debt to a minimum and assure your personal financial...


Student Loan Borrowers: Do You Have an FSA ID?

You may have noticed federal student aid websites now ask you to provide an FSA ID in order to apply for student aid, access information about existing student loans, complete entrance and exit counseling, apply for a loan consolidation or enroll in an income-driven repayment plan. This is a change from the longstanding four-dig...


Tips for Using Credit Cards Wisely

There’s a lot of conflicting advice on the responsible use of credit cards. Some experts warn that cutting up cards and using cash for every purchase is the only sure path to financial wellbeing, while others suggest healthy credit card use is necessary for building a good credit score. Here are 13 must-do tips for responsi...


Turned Down for a Mortgage? Prepare to Apply Again.

Posted in: Homeownership, Q&A

More prospective homebuyers are eager to enter the market as the economy improves. Yet in this post-recession world, many borrowers are finding it difficult to navigate stricter lending requirements and successfully reapply for a loan after being turned down. If you’ve been turned down for a mortgage and want to know how to...


For Better or Worse: Should Couples Marry their Finances?

Posted in: Money Management, Q&A

In the not-too-distant past, couples didn’t think much about combining their finances. After marriage, they would open joint bank accounts, take out a mortgage together, and share all of the income and household expenses. But things have changed since the 1950s. Today, it’s more common for both partners to earn their own ...


Organizing Your Finances in Eight Easy Steps

Posted in: Money Management, Q&A

If you’re like most people, the prospect of organizing your finances is daunting – to say the least. When faced with stacks of account statements, credit card due dates and household bills, it may seem easier to shove it all in a file and close the cabinet drawer. But ignoring your finances and wishing the bills away is neve...