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Tips for Borrowing Student Loans Wisely

College tuition is rising nationwide – and student loan debt is following at record rates. If you’re considering a student loan, ask yourself a few hard questions first. An eyes-wide-open approach, combined with a few smart choices and simple sacrifices, will help you keep debt to a minimum and assure your personal financial...


Student Loan Borrowers: Do You Have an FSA ID?

You may have noticed federal student aid websites now ask you to provide an FSA ID in order to apply for student aid, access information about existing student loans, complete entrance and exit counseling, apply for a loan consolidation or enroll in an income-driven repayment plan. This is a change from the longstanding four-dig...


Tips for Using Credit Cards Wisely

There’s a lot of conflicting advice on the responsible use of credit cards. Some experts warn that cutting up cards and using cash for every purchase is the only sure path to financial wellbeing, while others suggest healthy credit card use is necessary for building a good credit score. Here are 13 must-do tips for responsi...


Turned Down for a Mortgage? Prepare to Apply Again.

Posted in: Homeownership, Q&A

More prospective homebuyers are eager to enter the market as the economy improves. Yet in this post-recession world, many borrowers are finding it difficult to navigate stricter lending requirements and successfully reapply for a loan after being turned down. If you’ve been turned down for a mortgage and want to know how to...


For Better or Worse: Should Couples Marry their Finances?

Posted in: Money Management, Q&A

In the not-too-distant past, couples didn’t think much about combining their finances. After marriage, they would open joint bank accounts, take out a mortgage together, and share all of the income and household expenses. But things have changed since the 1950s. Today, it’s more common for both partners to earn their own ...


Organizing Your Finances in Eight Easy Steps

Posted in: Money Management, Q&A

If you’re like most people, the prospect of organizing your finances is daunting – to say the least. When faced with stacks of account statements, credit card due dates and household bills, it may seem easier to shove it all in a file and close the cabinet drawer. But ignoring your finances and wishing the bills away is neve...


Protecting Seniors from Identity Theft

Posted in: Fraud Awareness, Q&A

Identify theft is an unfortunate reality of our times, and seniors can be especially vulnerable to this life-altering crime. If you’re a senior yourself or are helping care for an elderly friend or family member, there are a number of things you can do to protect personal information from falling into the hands of the wrong pe...