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Student Loans & Budget

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What to Do If You Default on Your Student Loans

With student loan debt now totaling $1.3 trillion in the United States, the student loan crisis has reached a fever pitch and now affects more than 40 million Americans. To compound the crisis, the Consumer Financial Protection Bureau reports that one in four borrowers are in delinquency or default on their student loans. Studen...


Do You Qualify for Public Service Loan Forgiveness?

If you’re like most recent college graduates, you’re probably making payments on student loan debt. While resources abound for borrowers who need help repaying their student loans, there’s a special program designed just for people who work in public interest careers. It’s a way to reward people working toward the common...


Tips for Borrowing Student Loans Wisely

College tuition is rising nationwide – and student loan debt is following at record rates. If you’re considering a student loan, ask yourself a few hard questions first. An eyes-wide-open approach, combined with a few smart choices and simple sacrifices, will help you keep debt to a minimum and assure your personal financial...


Student Loan Borrowers: Do You Have an FSA ID?

You may have noticed federal student aid websites now ask you to provide an FSA ID in order to apply for student aid, access information about existing student loans, complete entrance and exit counseling, apply for a loan consolidation or enroll in an income-driven repayment plan. This is a change from the longstanding four-dig...


Financial Tips for Older College Students

Whether you're going back to school to finish a degree you started earlier in your life, or you're planning to attend college for the first time as an adult, congratulations! You'll see your efforts pay off in the form of higher lifetime earnings. According to the U.S. Census Bureau, the expected lifetime earnings of an indiv...


Money-Saving Tips for College Students

Today’s college students must navigate a far different financial landscape than those who graduated just a few years ago. Tuition is higher, jobs are scarce and personal debt levels are rising. Yet despite these warning signs, many young adults don’t realize the impact of poor money management until they’re ready to enter ...


Back to School, Back on Budget

Many parents are filled with mixed emotions as "back to school time" comes around each year. They’re excited for their kids to venture outside of the house and hit the books, yet they’re fearful of the costs associated with it. Books, backpacks, supplies, clothes, extracurricular activities, tuition… the list goes on and o...


Financial Checkups Throughout Marriage

So you’ve had the big "money talk," you’ve tied the knot, and now what? Are you dreaming of a big house, kids or even a luxury vacation? It takes a lot of work to reach those goals, and regular “financial checkups” are essential. What is a “financial checkup”? A financial checkup involves a regular review of yo...