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Credit Cards & Loans

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Tips for Using Credit Cards Wisely

There’s a lot of conflicting advice on the responsible use of credit cards. Some experts warn that cutting up cards and using cash for every purchase is the only sure path to financial wellbeing, while others suggest healthy credit card use is necessary for building a good credit score. Here are 13 must-do tips for responsi...


Payday Loans or Cash Advance Stores

As the cost of everything continues to rise, many people are finding themselves running out funds before their next payday. Some are turning to payday loans or cash advance stores just to make ends meet. However, many people are not aware of the total cost of payday loans. Many payday borrowers don’t understand that a $15 or $...


How to Avoid Holiday Scams

Financial scams tend to pop up more around the holidays. Consumers are busy, buying lots of goods and more than willing to shell out extra cash for those in need. While generosity is the theme of the season, it’s vital consumers exhibit caution when making any purchase or donating to a charity. To help you stay alert and finan...


Signs of Housing Scams & Fraud

When the housing bubble burst in 2007, a slew of scam artists started targeting those who were most vulnerable – homeowners struggling to make their mortgage payments and facing foreclosure. It quickly became difficult to sort the real help from false hopes. Consumers around the country were scammed out of thousands of dollars...