Back to Top

Credit Cards & Loans

- OR -

Explore These Alternatives to Debt Settlement

Carrying credit card debt can leave you feeling like you don’t have many choices. But the fact is, you don’t have to be stuck making minimum payments on multiple cards. There are alternatives that can help consumers pay off credit card debt more quickly and avoid paying years of high interest charges. One of those options...


What is Debt Consolidation?

When it comes to dealing with debt, there are many terms that may be unfamiliar or unclear. Debt consolidation is one of them. What is debt consolidation, exactly? And most importantly, can it help someone get out of debt more quickly and save money in the process? Let’s take a look: What is Debt Consolidation? Broken d...


Seven Strategies for Paying Off Credit Card Debt

People faced with high credit card debt face another challenge, too: picking and choosing from various techniques, strategies and “must-do” approaches to bringing balances back to zero. There are many approaches, but the right strategy depends on your financial habits, personality and motivation for paying balances. The s...


Steer Clear of these High Interest Loans

Payday loans have been in the news again recently, as the Consumer Federal Protection Bureau (CFPB) proposes new rules that will force lenders to determine a borrowers’ ability to repay, as well as limit the number of times customers can repeat the loan. Currently, more than 90% of payday loans are repeated an average of seven...


Secured, Unsecured & Pre-paid Cards — Which is Best?

As the financial landscape becomes more and more complex, consumers have more choices than ever before. And while that can be a good thing, it’s important to understand the options available when making important decisions. That’s especially true when it comes to the types of credit cards available. Here’s a breakdown of w...


How to Monitor Your Credit

No matter what your financial goals are, knowing your credit score, how to read your credit report, and how to address errors on the report will help you take the steps necessary to achieve your goals. Use the following information as a guide to become more knowledgeable about your credit. YOUR CREDIT REPORT Your credit re...


The Pros and Cons of Cosigning a Loan

Having a friend or family member ask you to cosign a loan can trigger a number of questions and concerns. Because someone you care about needs help, it can be tempting to agree to be a cosigner, without thinking through all the possible things that could happen as a result. Here are some things you should know about what it mean...