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The Consequences of Student Loan Default

Allowing student loans to go into default can have serious financial consequences. Direct Federal Student Loans are in default when they reach 270 days past due Family Federal Education Loans are in default when they are 330 days past due Once student loans are in default, the consequences can be long-lasting. Here is...


Explore These Alternatives to Debt Settlement

Carrying credit card debt can leave you feeling like you don’t have many choices. But the fact is, you don’t have to be stuck making minimum payments on multiple cards. There are alternatives that can help consumers pay off credit card debt more quickly and avoid paying years of high interest charges. One of those options...


How to Evolve Your Budget as a First-time Homeowner

Posted in: Homeownership, Q&A

Transitioning from life as a renter to a first-time homebuyer is a big, exciting step. Many things in your life will change, including how you save and spend money. When you rent your living space, your monthly housing expenses include your rent payment, as well as some or all of your utilities, and that’s about it. Your landl...


What is Debt Consolidation?

When it comes to dealing with debt, there are many terms that may be unfamiliar or unclear. Debt consolidation is one of them. What is debt consolidation, exactly? And most importantly, can it help someone get out of debt more quickly and save money in the process? Let’s take a look: What is Debt Consolidation? Broken d...


Seven Strategies for Paying Off Credit Card Debt

People faced with high credit card debt face another challenge, too: picking and choosing from various techniques, strategies and “must-do” approaches to bringing balances back to zero. There are many approaches, but the right strategy depends on your financial habits, personality and motivation for paying balances. The s...


Understanding Payroll Deductions

Posted in: Money Management, Q&A

When was the last time you took a good look at your paycheck stub? It’s probably been a while, especially if you have direct deposit. Many companies now manage all payroll tasks electronically, which means you never see a hard check or any piece of paper with your information. And even if you do still receive a paper check stu...


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