About Take Charge America
For 25 years, Take Charge America has been committed to helping people around the country improve their financial futures. We work with individuals and families facing a variety of financial challenges to help them achieve self-reliance, financial stability and financial independence. Services include:
- Financial education
- Credit counseling
- Debt management
- Housing counseling
- Foreclosure prevention counseling
- Pre-purchase counseling
- Reverse mortgage counseling
- Student loan counseling
Who We Are
Our commitment to financial education and personal support has helped us become one of the largest non-profit credit counseling and debt management agencies in the nation. To date, we have helped more than 1.6 million people manage their finances and repay more than $5 billion in personal debts.
Our credit counselors undergo an extensive training process to make sure they're providing the highest quality service available. We also provide ongoing support and education to help our counselors enhance their personal finance and counseling skills throughout employment. Customer service and integrity are cornerstones of Take Charge America operations, and we make every effort to ensure our training and coaching procedures reflect these values.
What We Do
As a non-profit organization, our mission is rooted in providing a solid financial education to both clients and the public. Education is a major component of all our counseling services. We provide knowledge, resources and advice to help our clients improve their financial futures now, and for many years to come.
We also offer free educational tools and resources to the public, helping people facing a variety of financial challenges to develop effective financial habits, budget to meet living expenses and manage debt.
Take Charge America has also made significant strides over the past decade to improve financial literacy among the nation's youth. We are proud to be the founding and primary supporter of Family Economics & Financial Education (FEFE), a program we helped establish in 2001 that provides middle and high school teachers nationwide with free personal finance curriculum and training. Currently, more than 25,000 teachers have registered for the curriculum, impacting about 750,000 students annually.
FEFE is a program of the Take Charge America Institute for Consumer Financial Education and Research (TCAI) at the University of Arizona. We provided an endowment that founded TCAI in 2003. The Institute creates research-based educational outreach programs to improve financial literacy and help consumers make informed financial choices in today's complex markets.