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5 Ways to Save on Out-of-Pocket Health Care Costs

It’s no secret that health care costs have been on the rise and show no signs of slowing down. Even when you have insurance, the out-of-pocket costs associated with an illness, injury or hospital stay can create financial hardship for individuals and families alike. Fortunately, there are some things you can do to lower out-of-pocket […]

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What’s the Big Deal about Emergency Savings?

We talk about it all the time. You hear about it from personal finance gurus and financial planners. But what, exactly, is an emergency savings account and why do you need it? Here’s the rundown. What Emergency Savings Is An emergency savings account is money you have set aside in a liquid savings account (meaning […]

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Avoiding Scams on Craigslist, OfferUp and Letgo

The popularity of direct selling websites and apps such as Craigslist, Letgo and OfferUp shows no signs of slowing down. And with good reason. They are a great way to make money by selling your unwanted items, or to find a bargain on something you need. But as with anything that involves money changing hands, […]

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Is Multi-Level Marketing Right for You?

If it hasn’t happened already, there will come a time when a friend or family member will want to share “an exciting opportunity” with you. When you hear those words, there’s a good chance they’re about to try to recruit you into a multi-level marketing business. Whether it’s old-school Amway or Tupperware or newer businesses, […]

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