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How to Negotiate a Raise

We could all use more in our paychecks every two weeks, but negotiating for a raise can be an intimidating process. Asking for a raise can leave the impression that you’re dissatisfied with your current position. But handled correctly, negotiating for a raise will show your manager than you’re aware of your worth and the […]

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5 Signs You May be in Trouble with Credit Card Debt

When used carefully, credit cards can be an effective financial tool. Smart use of credit cards can help build and maintain a solid credit history. And credit cards can be useful when unexpected expenses come up. Plus, you generally need a credit card to conduct transactions such as reserving a hotel room or renting a […]

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Do You Qualify for Public Service Loan Forgiveness?

If you’re like most recent college graduates, you’re probably making payments on student loan debt.  But did you know there’s a special program especially for people who work in public interest careers? It’s a way to reward people working toward the common good — in jobs that are not necessarily high in income. The Public […]

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Beyond the Mortgage — Additional Costs of Homeownership

In addition to a monthly mortgage payment, owning your own home involves a number of additional costs and expenses you need to plan for in your budget. Some of them will be recurring expenses, others you won’t see coming – but you’ll need to be prepared for them nonetheless. Recurring Expenses Utilities If you’re moving […]

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5 Easy Ways to Earn Extra Money

Whether you’re saving for something special, trying to pay down debt or just need some extra cash to hold you over until payday, everyone could use some extra money coming in. But if you’re already working full-time or spending your day looking after kids, it probably feels like there’s precious little extra time to earn […]

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Quit These Bad Habits to Save Money

There are hundreds of things we do every day without really thinking about them. These unconscious habits create routine and add rhythm to our daily lives. Unfortunately, some of them might be costing us a lot of money, too. If you’re just squeaking by between paychecks or stuck with a stagnant savings balance, take a […]

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Tips for Borrowing Student Loans Wisely

College tuition is rising nationwide – and student loan debt is following at record rates. If you’re considering a student loan, ask yourself a few hard questions first. A realistic approach, combined with a few smart choices , will help you keep debt to a minimum and assure your personal financial well-being after college. Here […]

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Creative Ways to Stretch Your Food Budget

So you clip coupons, use money-saving apps, stock your pantry and buy in bulk (when it makes sense), but you still feel like you’re spending too much on food. Not to worry! In addition to all those proven money-savers, there are some additional – slightly unconventional — ways you can cut your food bill (and […]

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Student Loan Borrowers: Do You Have an FSA ID?

You may have noticed federal student aid websites now ask you to provide an FSA ID in order to apply for student aid, access information about existing student loans, complete entrance and exit counseling, apply for a loan consolidation or enroll in an income-driven repayment plan. This is a change from the longstanding four-digit, FAFSA […]

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Money-Saving Tips for Renters

Whether you’re renting your first apartment, renting while saving up for a home or simply prefer the convenience and freedom of renting where you live, you’re in good company. According to the National Multifamily Housing Council, more than 100.8 million American households rent their primary residence. If you’re among that group, check out these money-saving […]

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