Make the Most of Gift Cards
Make the Most of Gift Cards
More than 75% of adults purchased at least one gift card during during the past year. That means you probably received one or more gift cards over the recent holiday season. And what’s not to love about gift cards? They give us the chance to shop, dine out, or enjoy activities guilt free, whenever we […]
Read MoreLittle Ways to Save Money Every Day
Discover hidden sources of found money in your everyday life. What’s more unlikely than picking the winning numbers and hitting the lottery jackpot? Winning the lottery, but not claiming your prize. It is rare, but it happens – recently, an unclaimed winning lottery ticket worth 16 million dollars expired. The ticket, purchased in Florida more […]
Read MoreWhy Make Your New Year’s Resolutions at New Year’s?
My least favorite day at the fitness center is January 2, when a bunch of folks start to implement their New Year’s resolutions. My favorite cardio machine will be occupied by someone who has forgotten how to sweat. Newbies will sit forever on the most popular machines, trying to recover for one more set. The […]
Read MorePhishing and the Target Data Breach
Not only are more than 40-million Target customers dealing with news of the data breach that compromised their credit and debit card information, they also need to be on the lookout for fraudulent, “phishing” emails hoping to take advantage of it. Shortly after news of the data breach went public, some consumers began receiving phishing […]
Read More5 DIY Skills to Help You Save Money
Every time you pay someone to do something you could do yourself, you’re taking a few steps back from reaching your savings goals. Of course, there are many things best left to the professionals, but there are also things you pay for every day you could easily do yourself. Here are five valuable DIY skills […]
Read More5 Free Ways to Save on Heating Costs
Good news! The Energy Information Administration predicts that average household heating costs will be down by approximately $19 this winter – the first drop since 2001-2002. If you’d like to save even more on home heating costs, here are 5 free ideas you can do right now. They may seem small and simple, but they’ll […]
Read MoreIs Lottery Fever Actually Good for You?
When lottery jackpots get this high, you’ll hear many financial experts explaining how buying a lottery ticket is the worst financial move you can make. They prefer you invest that ticket purchase in a savings account or mutual fund. Never mind them. It’s possible playing the lottery can be a perfectly sound investment, if lottery […]
Read MoreHoliday Financial Scams and How to Avoid Them
With just a few weeks to go until Christmas, it’s easy to get distracted and let your guard down. Unfortunately thieves and scammers count on that and use this time of year to their advantage. Following are some of the most common and costly holiday financial scams and how to avoid them. ID Theft While […]
Read MoreDeposit Advances: What You Need to Know
Many states have started to more tightly regulate or, in some cases, completely ban the practice of granting payday loans. It didn’t take long for some banks to see this as an opportunity and begin offering deposit advances to fill that void. Though named differently and offered by what most would consider more trustworthy lenders, […]
Read MoreBreaking Bad Budgeting Habits
Successful budgeting is a lot like successful dieting – both require self-control and discipline in the face of very tempting distractions. Who wants to diet when there are fresh brownies available? Who wants to save when retail therapy cures everything? Fortunately, breaking bad budgeting habits can help you face financial temptations – and win. Are […]
Read More